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How much do you know about Health Policy in Connecticut? Take our quiz!

Test your knowledge about Connecticut's health insurance exchange research and plans

February 2012

1. How many of the policies sold to Connecticut individuals and small businesses are lower than bronze-level in value (pay less than 60% of medical costs for a standard population, the lowest level of value)?

a) None
b) 20%
c) 40%
d) 47%

2. How much is it estimated the state will save by implementing a Basic Health Plan Option, allowing low-income HUSKY parents (and others) to retain their current comprehensive coverage and benefits?

a) $80 per member per month
b) $50 per member per month
c) $25 per member per month
d) $5 per member per month

3. What margin, or profit, are Connecticut insurers making in the individual market on average?

a) Nothing - Connecticut insurers are not making a profit on individual policies
b) 2%
c) 5%
d) 8%

4. What is the average medical loss ratio, the percent of premiums spent on medical care, for individual plans in Connecticut?

a) 95%
b) 90%
c) 80%
d) 75.5%

5. How much is it estimated Connecticut's Health Insurance Exchange will cost in 2016?

a) Nothing – the federal government will be paying the full costs
b) $28 to $36 million
c) $50 million
d) $100 million

Source: Health Insurance Exchange Planning Report, State of Connecticut, Mercer Government Human Services Consulting, January 19, 2012



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