1. What is the average monthly health insurance premium for a single person in Connecticut who is covered through small group insurance (50 workers or less)?

a) $279
b) $388
c) $487
d) $540

2. What is the most common health insurance product among small groups?

a) Health Savings Account with a qualifying High-Deductible Health Plan (HSA/HDHP)
b) Preferred Provider Organization (PPO) plans
c) Health Maintenance Organization (HMO) plans
d) Health Reimbursement Arrangement plans

3. What percentage of employees working in small groups were offered more than one option for health insurance plans or benefit packages?

a) more than 25 percent
b) 20 - 25 percent
c) 10 - 20 percent
d) less than 10 percent

4. In the small group market, the average annual deductible for HSA/HDHP plans is _____, compared to $1,059 for PPO plans and $1,020 for HMO/POS plans.

a) $2,200
b) $1,750
c) $1,045
d) $953

5. On average, large groups (firms with 50 employees or more) appear to have higher premiums than small groups. How does this happen?

a) Small groups tend to offer coverage with higher deductibles, which result in lower premiums
b) Small groups do not commonly offer health insurance plans for retirees
c) Small groups offer fewer options of benefit packages / health insurance plans
d) All of the above